Ok, the Clinton people aren't even really trying now. This ad is stupid.
UPDATE: One of Ambinder's commenters hits the nail on the head for why this ad stinks.
Did the focus groups really like this one? It makes no sense to me. Economic crises don't come all of a sudden, they develop over days and even years. "Mrs. President, I'm sorry to wake you up, but a cell of bankers has activated and is foreclosing on millions of homes!"